Analisis Faktor-Faktor Yang Mempengaruhi Sisa Hasil Usaha Koperasi Simpan Pinjam San Dominggo Di Kabupaten Flores Timur

INDA, Maria Elisabeth Wella (2020) Analisis Faktor-Faktor Yang Mempengaruhi Sisa Hasil Usaha Koperasi Simpan Pinjam San Dominggo Di Kabupaten Flores Timur. Undergraduate thesis, Universitas Katolik Widya Mandira.

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Abstract

This research was written by Maria Elisabeth Wella Inda (31116060),Development Economics Study Program. Advisor 1 Mrs. Dr. M.E Perseveranda. SE M, Si and counselor II Mrs. Emiliana Martuti Lawalu, SE, ME with the title "Analysis of Factors Affecting the Remaining Results of San Dominggo Cooperative Savings and Loan Operations in East Flores Regency". The existence of cooperatives in the province of East Nusa Tenggara is very attractive to the community, including the people of East Flores Regency. The people of East Flores Regency choose cooperatives because the SHU cooperatives are distributed directly to members at the end of the year. The purpose of this study is (1) To find out the general description of the Remaining Operating Results, Delay in Loan Repayment, Deposits and Loans at the Savings and Loan Cooperative (KSP) of San Dominggo. (2) To find out the effect of Debt Repayment, Deposits and Loans in arrears partially on the Remaining Results of KSP San Dominggo Operations. (3) To find out the effect of Delinquent Repayment of Loans, Deposits and Loans simultaneously on the Remaining Operational Results of KSP San Dominggo. This study uses quantitative data and data sources used in this study are secondary data, with a significant level of 5%. There were 48 samples in this study then processed using Eviews 10 which were analyzed by data analysis techniques, namely 1) Inferential Statistics consisting of multiple linear regression analysis. 2) Classic assumption test consisting of normality test, multicollinearity test, heterokedasticity test and autocorrelation test. 3) Hypothesis testing consisting of t test, F test and the coefficient of determination (R2). The results of this study were obtained variable Debt Repayment Loans, Member Deposits and Member Loans simultaneously influence the Remaining Results of Operations at the San Dominggo Credit Savings Cooperative. Partially the arrears variable of loan repayment has a negative effect on the Remaining Results of San Dominggo Cooperative Savings and Loans, while the variable of member savings and member loans has a positive effect on the Remaining Loans of San Dominggo Cooperative Savings and Loans. With the results of the coefficient of determination (R2) of 0.876592 or 87.65% the dependent variable (Remaining Operating Results) can be explained by the independent variables Arrears Repayment Loans (X1), Member Deposits (X2) and Member Loans (X3). While the remaining 12.35% is explained by other variables not included in this study. The conclusion is simultaneous and partial arrears of variable repayment of loans, deposits and loans have a significant effect on the residual results of the San Dominggo Cooperative Savings and Loans and based on the results of the study above it is expected that 1) the KSP San Dominggo KSP Management proactively to collect installments from members, 2) the San Dominggo KSP Management provides cooperative education to members of the Cooperative on an ongoing basis, 3) More members participate in conducting savings and loans.

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