Pengaruh Simpanan Anggota Dan Pinjaman Anggota Terhadap Sisa Hasil Usaha (SHU) KSP/Kopdit Sinar Harapan Malapedho Cabang Boawae Tahun 2019-2021

LANGKAMAU, Vinsensius Longginus (2023) Pengaruh Simpanan Anggota Dan Pinjaman Anggota Terhadap Sisa Hasil Usaha (SHU) KSP/Kopdit Sinar Harapan Malapedho Cabang Boawae Tahun 2019-2021. Undergraduate thesis, Universitas Katolik Widya Mandira Kupang.

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Abstract

The background of this research is the existence of the influence of the number of members' savings and loans on the remaining operating results (SHU) of the KSP/KOPDIT Sinar Harapan Malapedho cooperative, Boawae Branch. If the number of members' savings increases, the remaining operating results will increase. If the member's loan increases, the remaining operating results will remain the same. This research is a field research, using a descriptive method through a quantitative approach. The data analysis used was multiple linear regression analysis, the data collection method was carried out through documentation, namely secondary data in the form of financial reports, the object of research taken to support the implementation of this research was the number of members' savings and members' loans and the amount of remaining business results of the ksp/kopdit ray malapedho hope boawae branch, while the data analysis technique used is statistical techniques using SPSS16.0. Based on the research, it has been stated with a functional equation: Y = 64.4 + 0.975X1 + 706 x2, which means that the constant states that if the increase in each amount of deposits and loans is one unit, the remaining operating results will increase by the same amount. Then from the results of the t test it can be seen that the value for total savings is 1.98 with a significant level of 0.000 <0.05, meaning that there is a significant effect on the remaining business results. The t-test value for the loan amount is 11.508 with a significant level of 0.000 <0.05, meaning that there is a significant influence on the member's loan variable on the remaining operating results. And a test of 3.94 with a significant level value of 0.000 <0.05. This means that there is a significant influence together with the variable amount of savings and the amount of loans on the remaining operating results. The suggestions for this research are that first the KSP/Kopdit Sinar Harapan Malapedho Cooperative, Boawae Branch, should pay attention to the amount of savings and the amount of savings, so that it can increase the remaining business results in the KSP/Kopdit Sinar Harapan Malapedho cooperative, Boawae Branch. The two KSP/Kopdit Sinar Harapan Malapedho Cooperatives of the Boawae Branch should further increase the amount of savings, because the amount of savings has a significant influence on the Remaining Results of Operations so that as the number of deposits increases, the Remaining Results of Operations will also increase. The three research results are expected to add references for other students who will conduct further research.

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