Pengaruh Simpanan Terhadap Pinjaman Pada Koperasi Pegawai Negeri Kasih SMPN 14 Kupang

NG PADI, Yoseph. Zamson .K. (2019) Pengaruh Simpanan Terhadap Pinjaman Pada Koperasi Pegawai Negeri Kasih SMPN 14 Kupang. Diploma thesis, Universitas Katolik Widya Mandira.

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Abstract

This research was written by Yoseph Zamson.K.Padi.NG (31115132) Development Economics Study Program under the guidance of 1 Ms. M.E. Perseveranda, SE, M.Sc and II counselor Mrs. Emiliana Martuti Lawalu, SE, MEwith the research title "The Effect of Deposits on Loans at the Kupang N 14 Middle SchoolLovers Cooperative. The purpose of this study istwofold, namely (1) Effect of stock deposits onloans(2) Effect of non-stock deposit sonloans. This study uses quantitative data, namely data in the form of numbers in the real sense, various mathematical operations can be performed on quantitative data. Sources of data used are secondary data, namely data obtained from records or books, in the form of financial statements publications of companies, government reports, articles, books as theories, magazines and so on, with a significant level of 5% there are samples from 2004-2018 in research This is processed using Eviews 10 which is analyzed by inferential statistics consisting of 1) Test of classical assumptions, namely normality test, multicollinearity, heteroscedasticity test and autocorrelation test. 2) Regression analysis consisting of multiple linear regression analysis, 3) Hypothesis testing consisting of t test, F test and coefficient of determination (R2). The results of the study were obtained: Effect of variable stock savings (X1) on loans and the effect of non-stock deposits (X2)onloans.The results of this study obtained variable stock savings and simple which has a simultaneous effect on loans at the 14th public servants of love cooperative SMPN positevely and significantly affect the loan while the variable stock savings partially has a positive and not significant effect on the loan with the results of the determinasion cofficient of 0.824135 or 82%the dependent variable of the loan can be explained by the independent variable stock savings and non-stock deposits while the remaining 18% is explained by other variables not included in this studyBased on the results of this study, it is expected that the members of the Cooperative Public Servants of SMPN 14 Kupang will increase the number of members' savings to have an impact on the increase in the savings of cooperative shares so that the loans given will be in accordance with the amount of deposits.

Item Type: Thesis (Diploma)
Uncontrolled Keywords: Stock savings, non-stock deposits andloans
Subjects: H Social Sciences > HJ Public Finance
L Education > LB Theory and practice of education > LB1603 Secondary Education. High schools
Divisions: Fakultas Ekonomika dan Bisnis > Program Studi Ekonomi Pembangunan
Depositing User: Florentina B. Wenggu
Date Deposited: 27 Jul 2020 05:48
Last Modified: 27 Jul 2020 05:48
URI: http://repository.unwira.ac.id/id/eprint/2829

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