Pengaruh Jumlah Anggota, Jumlah Simpanan Dan Jumlah Pinjaman Terhadap Sisa Hasil Usaha Koperasi Kredit Syuradikara Ende

WE, Yoseph de Cupertino (2020) Pengaruh Jumlah Anggota, Jumlah Simpanan Dan Jumlah Pinjaman Terhadap Sisa Hasil Usaha Koperasi Kredit Syuradikara Ende. Diploma thesis, Universitas Katolik Widya Mandira.

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Abstract

The purpose of this study is (1) to determine the effect of the number of members, the number of member deposits and the number of member loans partially on the remaining results of the ende syuradikara credit cooperative. (2) to determine the effect of the number of members, the number of member deposits and the number of member loans simltaneously on the remaining results of the syuradikara ende credit cooperative. The study USES quantitative data and the source of the data used in the research is secondary data, with a significant degree of 5%. There are 16 samples in the study and then treated with 10 eviews analyzed by data analysis techniques that are 1) inferential statistics consisting of linear regression analysis. 2) the classic assumption test consists of normality tests, multicolinearity test, heteroocrity testing and autocorrelation test. 3) hypothesis test consisting of t test, f test and determmination coefficient (r2). The results of this study were found with variable number of members, total deposits and member loans x1 by 3.121877, t-counting x2 by 1.793424, t x3 by 1.810884, it is partially positive and significant to the rest of the syuradikara ende credit cooperative. The number of members, the amount of savings, and the amount of loans of the member with a figure of 3.776403, is simultaneously influential to the rest of the efforts of the syuradikara ende credit cooperative. With coefficient determinations (r2) of 0.857029 or 85,70% of the dependent variables (the rest of the effort) are defined by independent variables the number of members (x1) savings (x2) and member loans (x3). As for 14.30% of the rest was explained by other variables that were not included in the study. Conclusions partially and simultaneously the variable number of members, deposits and loans have a positive and significant effect on the remaining results of the ende syuradikara credit cooperative and based on the results of the above research it is expected that members of the ende syuradikara credit cooperative must participate more in terms of saving and borrowing. Member savings will be capital for cooperatives to be able to increase cooperative income. Each loan with interest on the loan will be a cooperative income.

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