Pengaruh Kredit Produktif Terhadap Pendapatan Usaha Anggota Ksp Koperasi Kredit Swasti Sari Kota Kupang

PEUUMA, Maria Katarina Umiti (2021) Pengaruh Kredit Produktif Terhadap Pendapatan Usaha Anggota Ksp Koperasi Kredit Swasti Sari Kota Kupang. Undergraduate thesis, Universitas Katolik Widya Mandira Kupang.

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Abstract

he purpose of this study is 1). You want to know the picture of productive credit and business income of KSP Swasti Sari Kupang members. 2). To find out productive credit has a significant effect on the business income of members of KSP Cooperative Swasti Sari Kota Kupang. This research uses this type of quantitative data because in its implementation includes data, analysis and interpretation of the meaning of the data obtained, the data source used is primary data using a list of questions (questionnaires). There were 40 respondents who were sampled in the study and analyzed using descriptive statistical analysis techniques and inferential statistics with four tests namely simple linear regression analysis, classical assumption test, hypothesis test and determination coefficient analysis (R2).). The results of the analysis showed that productive redite had a positive and negliating effect on the business income of members of KSP Swasti Sari Cooperative in Kupang City. The average productive credit loan amounted to Rp. 11,750.00. The average installment of productive credit amounted to Rp. 748,086.8 with interest of 1.8% decreased. Average member business income of Rp. 9,618,750 / month Advice for KSP Kopdit Swasti Sari to make it easier to implement productive credit to members who will do productive credit to increase their business. For members who do productive credit, in order to make the best use of productive credit in order to obtain the expected results.

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